IncomeMatch^®

Helping you build a confident retirement

This IncomeMatch^® fact finder is a starting point to help you develop a tailored retirement income approach that’s right for your risk tolerance level.

Whether you prefer a set monthly income or you’re comfortable taking some risk with your assets in turn for potential growth, your personalized results can help give you a better understanding of how to reach the retirement lifestyle you deserve.

Question 1 of 10

I would prefer that my retirement assets provide guaranteed income for my lifetime, even though I would be giving up access to those assets.

Question 2 of 10

I prefer that my retirement income is stable and doesn’t fluctuate with the ups and downs of the market — even though I could miss out on opportunities for my income to potentially go up with stronger markets.

Question 3 of 10

I would prefer to spend more and enjoy life early in retirement, and I’m less concerned about how long my retirement money lasts.

Question 4 of 10

I prefer flexibility to access my retirement assets, even though I may risk running out of money later in my retirement.

Question 5 of 10

I prefer that my retirement income be steady, in part so that I can be generous the way I want and be able to give to my church or other charities.

Question 6 of 10

To what extent are you afraid of running out of money in retirement?

Question 7 of 10

A. I prefer to convert some of my assets into sources of guaranteed lifetime income and no longer have control over those assets. B. I prefer to keep control of my assets and take withdrawals that are not guaranteed to last for my lifetime.

Question 8 of 10

A. I prefer to create enough income from guaranteed lifetime sources to cover ONLY my essential living expenses, and keep control of more of my remaining assets. B. I prefer to create enough income from guaranteed lifetime sources to cover ALL of my expenses, and give up control of more of my remaining assets.

Question 9 of 10

Which of the following would you prefer, in terms of an income stream in retirement? (Assume that the initial investment is the same for both.)

Income stream A: Guaranteed income of $500 per month that will not change for as long as you live.

Income stream B: Variable income, but its average of $533 per month is more than A.

Question 10 of 10

How do you think your spending in retirement would change if you encountered an unexpected medical expense of $25,000 (not covered by insurance) in a single year?

I would have a difficult time adjusting my spending.

I would adjust my spending, but it would be hard and I wouldn’t enjoy my retirement as much.

I would adjust my spending, but I’d be less comfortable.

I would adjust my spending, but I’d still be comfortable.

I wouldn’t need to adjust my spending.

Your IncomeMatch^® Results

Congratulations! By completing the assessment, you’ ve just taken a step closer in discovering a retirement income approach that’s right for you and your comfort level.

If you have any questions about your results — or if you’d like to discuss your retirement income or other income profile options in more detail — simply send your results to connect with a Thrivent financial professional.

Based on your quiz score, you are…

The asset mix for each outlines the basic allocations between the Growth, Guaranteed¹ and Near-Term buckets that can be used to address your unique wants and needs.

Your income and market risk preferences — along with your liquidity needs, inflation concerns, desired income, retirement assets and tax situation — will all have an impact on the solutions most suitable for you.

Discuss Your Results

Your retirement income profile is a great starting point for talking to a financial professional. Use the form below to have a Thrivent financial professional reach out to you about your results.

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Your IncomeMatch^® Answers

I would prefer that my retirement assets provide guaranteed income for my lifetime, even though I would be giving up access to those assets.
You responded: --
I prefer that my retirement income is stable and doesn't fluctuate with the ups and downs of the market — even though I could miss out on opportunities for my income to potentially go up with stronger markets.
You responded: --
I would prefer to spend more and enjoy life early in retirement, and I'm less concerned about how long my retirement money lasts.
You responded: --
I prefer flexibility to access my retirement assets, even though I may risk running out of money later in my retirement.
You responded: --
I prefer that my retirement income be steady, in part so that I can be generous the way I want and be able to give to my church or other charities.
You responded: --
To what extent are you afraid of running out of money in retirement?
You responded: --
A. I prefer to convert some of my assets into sources of guaranteed lifetime income and no longer have control over those assets.
B. I prefer to keep control of my assets and take withdrawals that are not guaranteed to last for my lifetime.
You responded: --
A. I prefer to create enough income from guaranteed lifetime sources to cover ONLY my essential living expenses, and keep control of more of my remaining assets.
B. I prefer to create enough income from guaranteed lifetime sources to cover ALL of my expenses, and give up control of more of my remaining assets.
You responded: --
Which of the following would you prefer, in terms of an income stream in retirement? (Assume that the initial investment is the same for both.)
You responded: --
How do you think your spending in retirement would change if you encountered an unexpected medical expense of $25,000 (not covered by insurance) in a single year?
You responded: --

¹Generic references to life, health and annuity products: Guarantees are based on the financial strength and claims-paying ability of the issuer.

IncomeMatch®

IncomeMatch^®